Our editorial policy

A comparison is only useful when readers can see what the information means and what could change.

Research and sources

We review available bank and card-network product information, fee schedules, offer terms and eligibility indicators. Benefits, eligibility and campaign availability may change, so every card page reminds readers to confirm the final terms shown by the issuer.

Original comparisons

We explain fees, exclusions and caps in plain language. Scenario examples identify their spending assumptions. We do not describe a card as tested or personally used unless that is true, and we do not publish fabricated customer ratings.

Affiliate independence

Affiliate links may support CardPanda, but compensation does not guarantee a positive description or card placement. We aim to show material fees, restrictions and exclusions alongside benefits.

Updates and corrections

When a material change is confirmed, we update the affected details and revise the review date. For a correction, contact hello@cardpanda.in with the page URL and a supporting issuer source.

Financial context

Our guides provide general education, not personalized financial advice. Credit should be used responsibly and paid according to the issuer's terms.