✳ AU SMALL FINANCE BANK · CASHBACK

AU Bank Altura Plus Credit Card.

AU Bank Altura Plus Credit Card is a cashback credit card from AU Small Finance Bank. Its listed annual fee is Lifetime free. The leading benefit is no joining and annual fees for a limited-time period. Review the conditions below because fees, eligibility and rewards can change.

Lounge AccessFuelCashbackRewardsTelecomRail & IRCTCInsurance
Information reviewed
QUICK ANSWER

The essentials at a glance

Annual fee
Lifetime free
Best known for
No Joining and Annual fees for a limited-time period
Issuer & network
AU Small Finance Bank · Credit Card
Eligibility snapshot
Age: 21 to 65 years

Verify live fees, reward caps and eligibility with the issuer before applying.

01

What does the AU Bank Altura Plus Credit Card offer?

AU Bank Altura Plus Credit Card offers No Joining and Annual fees for a limited-time period.

  • No Joining and Annual fees for a limited-time period
  • Earn 2 Reward Points per Rs 100 spent on online retail purchases and 1 Reward Point per Rs 100 spent on utility, telecom, and insurance categories. Utility and telecom spends are capped at 100 Reward Points per transaction. 1 Reward Point = Rs 0.25
  • Get 1.5% Cashback on offline POS retail spends, capped at Rs 100 per month. On POS spends above Rs 6,667, earn 1 Reward Point per Rs 100 instead of Cashback
  • Enjoy 2 complimentary railway lounge visits every calendar quarter at select stations across India
  • Get 500 bonus Reward Points every month when total retail spends exceed Rs 20,000
  • Enjoy a 1% fuel surcharge waiver on fuel transactions between Rs 400 and Rs 5,000, capped at Rs 150 per month
02

What are the fees and charges?

The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.

Joining FeeNil (Limited Time Offer)

Annual FeeNil (Limited Time Offer)

03

Who may be eligible for this card?

Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.

  • Age21 to 65 years
  • EmploymentBoth salaried and self-employed individuals
  • Credit Score750+
  • New to CreditNot Allowed
04

Which documents may be required?

Document requirements can vary after the issuer checks your employment, address and application profile.

  • ID ProofPAN Card/Form 60
  • Address ProofAadhaar, Passport, or utility bills
  • Income ProofBank statements or Salary slips
  • PhotographRecent passport-sized photo
05

What should you check before applying?

Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.

  • Please use Aadhaar linked mobile number to fill the application
Reviewed by the CardPanda Editorial Team

This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.