The essentials at a glance
- Annual fee
- Rs 2499 + GST
- Best known for
- First Year Free – Limited-Time Offer
- Issuer & network
- BOBCARD · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the BOBCARD Eterna Credit Card offer?
BOBCARD Eterna Credit Card offers First Year Free – Limited-Time Offer.
- First Year Free – Limited-Time Offer
- Up to 15 Reward points per Rs 100 spent on dining, travel, online shopping, and international spends (capped at 5,000 per statement cycle and 1 point = Rs 0.25)
- Unlimited Complimentary Domestic Airport lounge access (on meeting spend criteria)
- Buy 1 Get 1 free movie ticket every month via District app
- Low 2% forex markup fee for international transactions
- Get 10,000 bonus reward points on spending Rs 50,000 within the first 60 days and 20,000 bonus points on annual spends of Rs 5 lakh
- Get a fit welcome gift and stay on top of your health with a complimentary 12-month FITPASS PRO membership worth Rs 48,000. Simply spend Rs 10,000 within 30 days of card issuance to unlock this exclusive benefit
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeNil
Annual FeeRs 2499 + GST
Fee waiverThe annual fee is waived off on spending Rs 2,50,000 or more
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Minimum IncomeRs 12,00,000/annum
- Credit Score650+
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or Salary slips
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.


