The essentials at a glance
- Annual fee
- Lifetime free
- Best known for
- Enjoy a lifetime-free credit card with no renewal fees. No documents or income verification required. Just a simple application and guaranteed approval
- Issuer & network
- SBM Bank · RuPay
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the SBM ZET Credit Card offer?
SBM ZET Credit Card offers Enjoy a lifetime-free credit card with no renewal fees. No documents or income verification required. Just a simple application and guaranteed approval.
- Enjoy a lifetime-free credit card with no renewal fees. No documents or income verification required. Just a simple application and guaranteed approval
- Earn 5% Cashback on Amazon & Flipkart and up to 15% on Nykaa, Domino’s & 80+ top brand vouchers - real Cashback you can transfer directly to your bank account
- Earn Flat 2% Cashback on UPI payments via ZET with a Rs 99/monthly subscription required to activate this benefit using your RuPay Credit Card (Rs 500 p.m capping)
- Enjoy up to 20% Off on Swiggy, Zomato, Instamart, BookMyShow, and many more (Max discount Rs 100, once per month per partner)
- Save smart with up to 7% interest on your FD - build credit while your savings grow, all insured by RBI
- Enjoy up to 45 days of interest-free credit - pay later with zero interest
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeNil
Annual FeeNil
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- Minimum Funding RequiredRs 2,000
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
The offer page did not list a separate document checklist. Keep standard identity, address and income documents ready.
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- A minimum transaction of Rs 100 is required within 30 days to activate the card
- Please use your Aadhaar linked Mobile number to complete the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
