The essentials at a glance
- Annual fee
- Lifetime free
- Best known for
- Lifetime free (No Joining/Annual fees)
- Issuer & network
- Axis Bank · Credit Card
- Eligibility snapshot
- Age: 21-65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the Axis LIC Signature Credit Card offer?
Axis LIC Signature Credit Card offers Lifetime free (No Joining/Annual fees).
- Lifetime free (No Joining/Annual fees)
- Earn 2 Reward Points* for every Rs 100 spent on LIC Premium payment and foreign currency transactions (1 RP = Re 1)
- Enjoy up to 8 complimentary domestic airport lounge visits each year at select lounges across India, with a maximum of 2 visits per quarter, on eligible spends of Rs 50,000 in the previous 3 calendar months
- 1 Reward Points* for every Rs 100 spent on all other transactions (Valid on all transactions except fuel transactions, wallet load and EMI conversions)
- 1% surcharge waiver on fuel purchases at all petrol pumps across India, applicable to transactions ranging from Rs 400 to Rs 4000 (Maximum monthly benefit is capped at Rs 400)
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeNil
Annual FeeNil
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21-65 years
- EmploymentBoth salaried and self-employed individuals
- Salaried IncomeRs 500000/Annually
- Self EmployedITR > Rs 600000/Annually
- Credit Score735+
- New To CreditNot Allowed
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or Salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.


