The essentials at a glance
- Annual fee
- Lifetime free
- Best known for
- Lifetime free (No Joining/Annual fees)
- Issuer & network
- Axis Bank · RuPay
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the Axis Neo RuPay Credit Card offer?
Axis Neo RuPay Credit Card offers Lifetime free (No Joining/Annual fees).
- Lifetime free (No Joining/Annual fees)
- Enjoy the flexibility to choose from multiple networks including Visa, MasterCard, and RuPay
- Get 10% off on Blinkit (up to Rs 250 per month), 10% off on BookMyShow movie tickets (up to Rs 100 per month), and Rs 150 off on Myntra on spends above Rs 999
- 5% off on Mobile recharge/Broadband Payment/DTH recharge up to Rs 150 via Paytm applicable once a month on a minimum transaction of Rs 299*
- Get Rs 120 off on food delivery via Zomato twice per month on orders above Rs 499
- 100% Cashback up to Rs 300 on first utility bill payment within first 30 days of card issuance
- Enjoy Weekly Wednesday Delights with 15% off on flights/hotels via MakeMyTrip, 10% off on Swiggy, and up to Rs 1,000 off on Tira
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeNIL
Annual FeeNIL
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentSalaried or Self-employed
- Salaried IncomeRs 25,000/monthly
- Self EmployedITR > Rs 3,60,000/annum
- Credit Score736+
- New to CreditNot Allowed
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.


