The essentials at a glance
- Annual fee
- Rs 999 + GST, from second year onwards
- Best known for
- Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 4000/month combined for both Online & Offline Spends)
- Issuer & network
- SBI Card · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the Cashback SBI Card offer?
Cashback SBI Card offers Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 4000/month combined for both Online & Offline Spends).
- Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 4000/month combined for both Online & Offline Spends)
- Offline spends: Get 1% cashback on everyday purchases (eligible offline categories)
- Online + offline cashback combined is capped at Rs 4,000 per statement cycle - save Rs 48,000/year
- Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel
- Cashback is auto-credited to your SBI Card account within 2 working days of statement generation
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeRs 999 + GST, you get more EarnKaro Profit than this
Annual FeeRs 999 + GST, from second year onwards
Fee waiverThe annual fee is waived if you spend Rs 2,00,000 or more in the previous year
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Minimum IncomeRs 30,000
- Credit Score650+ with no delayed payments in the past 12 months
- New-to-CreditAllowed only for salaried applicants
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
