The essentials at a glance
- Annual fee
- Lifetime free
- Best known for
- Get benefits worth up to Rs 23,000 with the Lifetime Free DCB novio RuPay Credit Card
- Issuer & network
- DCB Bank · RuPay
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the DCB Novio Credit Card offer?
DCB Novio Credit Card offers Get benefits worth up to Rs 23,000 with the Lifetime Free DCB novio RuPay Credit Card.
- Get benefits worth up to Rs 23,000 with the Lifetime Free DCB novio RuPay Credit Card
- Start with a Fixed Deposit of Rs 2,000 and get a RuPay Credit Card—virtual for FDs between Rs 2,000 and Rs 9,999, or physical for Rs 10,000 and above—with a credit limit of up to 90% of your FD, which can be increased anytime by topping up your deposit
- Earn up to 15% Novio Coins on eligible UPI spends through Novio UPI
- Enjoy 1 Complimentary domestic airport lounge visit every quarter (4 per year) with the Select variant, applicable on a minimum Fixed Deposit of Rs 25,000
- Enjoy 5% discount (up to Rs 1,000*) on Amazon
- Buy 1 Get 1 FREE movie tickets on BookMyShow (up to Rs 250 OFF/month)
- Enjoy Rs 150 OFF on Zepto (Rs 50 OFF on orders above Rs 499, up to 3 times/month)
- Get Rs 100 OFF on Swiggy on orders of Rs 499 or above
- Save up to 20% on brands like Amazon, Flipkart, Myntra, PVR, Domino’s and 15+ more by redeeming novio Coins
- Enjoy welcome benefits, vouchers, and discounts from leading brands including HPCL, AJIO, Trends Footwear, Soch, Watcho, Pocket FM, The Man Company, Yatra, AbhiBus, PharmEasy, and WOW Skin Science
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeNil
Annual FeeNil
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- Minimum Funding RequiredRs 2000 (Physical Card available on FDs above Rs 10,000)
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
The offer page did not list a separate document checklist. Keep standard identity, address and income documents ready.
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- A minimum transaction of Rs 100 is required within 30 days to activate the card
- Please use your Aadhaar linked Mobile number to complete the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
