The essentials at a glance
- Annual fee
- Rs 1000 + GST
- Best known for
- Get 5% cashback on non-EMI spends at Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra, Sony LIV, Tata CLiQ, BookMyShow & Cult.fit. Capped at up to Rs 1,000 per billing cycle
- Issuer & network
- HDFC Bank · Credit Card
- Eligibility snapshot
- Age: 21 to 40 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the HDFC Millennia Credit Card offer?
HDFC Millennia Credit Card offers Get 5% cashback on non-EMI spends at Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra, Sony LIV, Tata CLiQ, BookMyShow & Cult.fit. Capped at up to Rs 1,000 per billing cycle.
- Get 5% cashback on non-EMI spends at Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra, Sony LIV, Tata CLiQ, BookMyShow & Cult.fit. Capped at up to Rs 1,000 per billing cycle
- Get 1% cashback on all Other Spends excluding Fuel, EMI, Wallet, Rent payments, Govt related txns, capped at up to Rs 1,000 per billing cycle
- Get 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS
- Rs 1000 worth gift vouchers on spends of Rs 1,00,000 and above in each calendar quarter
- 1% Fuel Surcharge waiver on fuel transactions on transaction done between Rs 400 - Rs 5,000 & maximum waiver of Rs 250 per statement cycle
- Up to 50 days of interest free period on your HDFC Bank Millennia Credit Card
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeRs 1000 + GST
Annual FeeRs 1000 + GST
Fee waiverThe Annual Fee is waived, if you spend Rs 1,00,000 or more in a year, before your card renewal date
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 40 years
- EmploymentBoth salaried and self-employed individuals
- Salaried IncomeRs 35,000/monthly
- Self EmployedITR > Rs 6 Lakhs per annum
- Credit score700+
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or Salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.


