The essentials at a glance
- Annual fee
- Lifetime free
- Best known for
- Enjoy a Lifetime Free Credit Card with No Joining or Renewal fees
- Issuer & network
- HDFC Bank · RuPay
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the HDFC Pixel Go Credit Card offer?
HDFC Pixel Go Credit Card offers Enjoy a Lifetime Free Credit Card with No Joining or Renewal fees.
- Enjoy a Lifetime Free Credit Card with No Joining or Renewal fees
- Earn 1% cashback on all eligible transactions. Cashback is excluded on fuel, rent, EMI, e-wallet loading, and government-related spends
- 5% Cashback on Smartbuy capped at 500 points monthly. Offer is valid on Successful Transactions completed on SmartBuy under categories like IGP, Flights, Hotels, Bus, Rail, Instant Vouchers, Apple Imagine Tresor only. This Offer is not valid on offers given by individual merchants under offers section
- 1% Cashback on UPI Spends, (capped at 500 cash points monthly; Applicable only for PIXEL RuPay Credit Card holders)
- Exclusive dining offers, Upto 25% discount on partner restaurants via Swiggy Dineout (capped at Rs 300 per month)
- Up to 25% off on restaurant bills via Swiggy Dineout (capped at Rs 300/month, Swiggy app only)
- 1% Fuel surcharge waiver capped at 1% applicable for transactions between Rs 400 to Rs 5000 & Maximum waiver of Rs 250 per statement cycle
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeNil
Annual FeeNil
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Salaried IncomeRs 20,000 per month
- Self EmployedRs 50,000 per month
- Credit Score750+
- Minimum Funding Required (FD-Backed Variants)Rs 15,000 (Pixel Go) and Rs 50,000 (Pixel Play)
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or Salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- If you are not eligible for the unsecured HDFC Pixel Credit Cards, you will get an option to choose the FD-backed Pixel Go or Pixel Play Credit Card by opening a minimum fixed deposit of Rs 15,000 for Pixel Go and Rs 50,000 for Pixel Play
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.


