The essentials at a glance
- Annual fee
- Rs 99 + GST. The Annual Fee is waived, if you spend Rs 25,000 or more in the previous year
- Best known for
- Earn Reward Points or Cashback on everyday spends such as groceries, fuel, dining, and bill payments (varies by specific card variant)
- Issuer & network
- HDFC Bank · RuPay
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the HDFC RuPay Credit Card offer?
HDFC RuPay Credit Card offers Earn Reward Points or Cashback on everyday spends such as groceries, fuel, dining, and bill payments (varies by specific card variant).
- Earn Reward Points or Cashback on everyday spends such as groceries, fuel, dining, and bill payments (varies by specific card variant)
- Enjoy fast, secure tap-to-pay transactions with RuPay’s contactless technology, along with wide acceptance across retail stores, online merchants, and ATMs throughout India
- Access offers at partner restaurants, movie tickets, retail brands, and lifestyle merchants
- Get a fuel surcharge waiver (typically up to Rs 200 - Rs 400 per billing cycle) at most petrol pumps across India
- Special deals and discounts on Indian travel, e-commerce, and utility partners tied to RuPay offers
- Enjoy benefits like waiver of annual fee, reward redemption bonuses, and balance transfer offers (depending on the card)
- 24×7 card support, transaction alerts, and secure online banking integration with HDFC’s app/online services
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeRs 99 + GST
Annual FeeRs 99 + GST. The Annual Fee is waived, if you spend Rs 25,000 or more in the previous year
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Salaried IncomeRs 25000/monthly
- Self EmployedITR > Rs 6 Lakhs/annum
- Credit Score750+
- New-to-CreditAllowed
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or Salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
