The essentials at a glance
- Annual fee
- Annual Fees: Nil
- Best known for
- Enjoy a Lifetime Free Credit Card with No Joining or Renewal fees
- Issuer & network
- HSBC · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the HSBC Platinum Credit Card offer?
HSBC Platinum Credit Card offers Enjoy a Lifetime Free Credit Card with No Joining or Renewal fees.
- Enjoy a Lifetime Free Credit Card with No Joining or Renewal fees
- Earn 2 Reward Points for every Rs 150 spent on the card
- Instantly convert Reward Points to Air Miles or Hotel Loyalty Points via HSBC India Mobile Banking App and earn up to 6X on hotels, flights, and car rentals with the Travel With Points program
- Receive 2,000 bonus reward points on spending Rs 5,000 within the first 30 days and logging into the HSBC India Mobile Banking app
- Get a complimentary 3-month Swiggy One membership once you've activated your card
- Get Amazon Pay, Swiggy, or Zomato vouchers worth up to Rs 500 on card activation with a minimum single transaction of Rs 300
- Earn an additional Rs 250 Amazon eGift voucher on completing online application and Video KYC successfully
- Avail complimentary domestic flight seat selection benefits twice every year on bookings made via MakeMyTrip
- Complimentary 12-month Times Prime subscription, giving you free access to Spotify Premium, Uber One, Discovery+, Moneycontrol Pro, Lenskart Gold and more
- Earn Rs 250 Cashback per quarter on contactless fuel spends (up to Rs 10,000), plus fuel surcharge waiver up to Rs 250 per month on transactions between Rs 400 - Rs 4,000
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeesNil
Annual FeesNil
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentSalaried and Self Employed
- Salaried IncomeRs 50000/monthly
- Self EmployedITR > Rs 12,00,000/annually
- Credit Score750+
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or Salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
- Cards activated by the last day of the month will be confirmed by the 10th of the next month
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
