The essentials at a glance
- Annual fee
- Rs 5999 + GST, from second year onwards
- Best known for
- Enjoy 0% forex markup on all international transactions, helping you save the foreign currency conversion fee usually charged on overseas spends
- Issuer & network
- IDFC FIRST Bank · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the IDFC FIRST Mayura Credit Card offer?
IDFC FIRST Mayura Credit Card offers Enjoy 0% forex markup on all international transactions, helping you save the foreign currency conversion fee usually charged on overseas spends.
- Enjoy 0% forex markup on all international transactions, helping you save the foreign currency conversion fee usually charged on overseas spends
- Get 32 complimentary lounge visits annually, including 4 domestic airport lounge visits per quarter (with 1 complimentary guest visit), 4 international airport lounge visits per quarter, and 4 railway lounge visits per quarter. Lounge access is subject to the card being active and the bank's applicable terms
- Enjoy Buy 1 Get 1 movie tickets on BookMyShow twice every month, with up to Rs 500 off on the second ticket. Applicable on spending Rs 20,000 or more in the previous calendar month
- Earn 12,000 Reward Points (worth up to Rs 6,000) as welcome benefits – 4,000 points on joining fee payment, 4,000 points on spending Rs 20,000 in the second statement cycle, and another 4,000 points on spending Rs 20,000 in the third statement cycle
- Earn 5X Reward Points on spends up to Rs 20,000 in a statement cycle and 10X Reward Points on incremental spends above Rs 20,000. Earn accelerated Reward Points on eligible travel bookings made through the IDFC FIRST App. Reward Points never expire while the card remains active
- Enjoy up to 24 complimentary golf lessons every year (maximum 2 per month) along with complimentary golf rounds, subject to a minimum spend of Rs 20,000 in the previous calendar month
- Get reimbursement of up to Rs 50,000 twice a year for eligible non-refundable flight and hotel booking cancellations as Trip cancellation cover
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeRs 5999 + GST
Annual FeeRs 5999 + GST, from second year onwards
Fee waiverThe annual fee is waived upon spending Rs 1500000 in the preceding year
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Credit Score720+
- New to CreditNot Allowed
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or Salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.


