The essentials at a glance
- Annual fee
- Rs 199 + GST, from second year onwards
- Best known for
- Enjoy 0% forex markup fees on all international transactions
- Issuer & network
- IDFC FIRST Bank · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the IDFC FIRST Power Credit Card offer?
IDFC FIRST Power Credit Card offers Enjoy 0% forex markup fees on all international transactions.
- Enjoy 0% forex markup fees on all international transactions
- Save up to 5% on fuel purchases at HPCL fuel stations through accelerated Reward Points and HP Pay benefits. Earn 21 Reward Points for every Rs 150 spent on HPCL fuel along with additional HP Pay benefits where applicable
- Earn 15 Reward Points for every Rs 150 spent on grocery purchases, utility bill payments and IDFC FIRST FASTag recharges, translating to savings of up to 2.5% on eligible spends
- Earn 2X Reward Points on eligible UPI and retail transactions
- Receive a Rs 250 HPCL fuel voucher on your first HPCL fuel transaction of Rs 250 or above within 60 days of card issuance. Also enjoy 5% cashback (up to Rs 1,000) on your first EMI conversion within the eligible period along with merchant offers worth up to Rs 1,000
- Enjoy complimentary roadside assistance worth Rs 1,399
- Get a Personal Accident Cover of Rs 2 lakh along with Lost Card Liability Cover of Rs 25,000
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeRs 199 + GST
Annual FeeRs 199 + GST, from second year onwards
Fee waiverThe annual fee is waived upon spending Rs 50,000 in the preceding year
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Salaried IncomeRs 25000/monthly
- Self EmployedRs 500000 /annum
- Credit Score720+
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or Salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
