The essentials at a glance
- Annual fee
- Rs 499 + GST, from second year onwards
- Best known for
- Enjoy 0% forex markup fees on all international transactions
- Issuer & network
- IDFC FIRST Bank · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the IDFC FIRST Power Plus Credit Card offer?
IDFC FIRST Power Plus Credit Card offers Enjoy 0% forex markup fees on all international transactions.
- Enjoy 0% forex markup fees on all international transactions
- Save up to 6.5% on fuel purchases at authorised HPCL fuel stations. Earn 30 Reward Points for every Rs 150 spent (up to 5% value back) and 6 Happy Coins for every Rs 100 spent when payment is made through the HP Pay App (additional 1.5% value back)
- Earn 30 Reward Points for every Rs 150 spent on grocery purchases, utility bill payments and IDFC FIRST FASTag recharges, offering up to 5% value back
- Earn 3x reward points (3 points per Rs 150) on all other UPI transactions and retail, non-fuel, and non-utility spends under the general reward scheme
- Receive a Rs 500 cashback on your first HPCL fuel transaction of Rs 500 or more completed within 30 days of card setup. Also enjoy 5% cashback (maximum Rs 1,000) on your first EMI conversion within 30 days of card activation, along with merchant welcome offers worth up to Rs 1,000
- Enjoy 1 complimentary domestic airport lounge visit every quarter by spending Rs 20,000 or more in the current calendar month
- Personal Accident Cover of Rs 2,00,000 and Lost Card Liability Cover of Rs 25,000
- Get 25% instant discount on movie ticket bookings, up to a maximum discount of Rs 100 per month. The offer is available only after completing at least one transaction in the previous calendar month
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeRs 499 + GST
Annual FeeRs 499 + GST, from second year onwards
Fee waiverThe annual fee is waived upon spending Rs 1,50,000 in the preceding year
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Salaried IncomeRs 25000/monthly
- Self EmployedRs 500000/annum
- Credit Score720+
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or Salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
