The essentials at a glance
- Annual fee
- Rs 750 + GST
- Best known for
- Enjoy 0% forex markup fees on all international transactions
- Issuer & network
- IDFC FIRST Bank · Credit Card
- Eligibility snapshot
- New to Credit: Allowed
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the IDFC FIRST WOW Black Credit Card offer?
IDFC FIRST WOW Black Credit Card offers Enjoy 0% forex markup fees on all international transactions.
- Enjoy 0% forex markup fees on all international transactions
- Domestic airport lounge access (4 complimentary visits per year) plus higher reward value on flight and hotel bookings via the IDFC FIRST app
- Earn bonus points on flights/hotels booked via IDFC FIRST Mall. Redeem at Rs 0.50 per point for travel on the bank app
- Earn 4 Reward Points for every Rs 150 spent on online and offline transactions (1 RP per Rs 150 on insurance/utilities); no rewards on fuel, EMI, or cash withdrawals. Plus up to 3X RP (1% value-back) on eligible UPI payments
- Welcome benefits worth Rs 5,000+, including annual Lenskart Gold Max membership, 3-month Eazydiner membership, plus discounts on MMT, MokoBara, and more
- Enjoy 25% instant discount up to Rs 100 on movie ticket bookings via District by Zomato, once every month on eligible transactions made using the card. The benefit is unlocked by completing at least one transaction in the previous calendar month
- Get 1% Fuel Surcharge Waiver up to Rs 200 in a statement cycle at all fuel stations across India on transactions between Rs 200 & Rs 5,000
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeRs 750 + GST
Annual FeeRs 750 + GST
Fee waiverThe annual fee is waived upon spending Rs 1,50,000 in the preceding year
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- New to CreditAllowed
- Minimum FD requirementRs 20,000+
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
The offer page did not list a separate document checklist. Keep standard identity, address and income documents ready.
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
