The essentials at a glance
- Annual fee
- Rs 750 + GST. The Annual Fee is waived if you spend Rs 2,00,000 or more in the previous year
- Best known for
- Enjoy Zero Joining Fee for limited time period
- Issuer & network
- Kotak Mahindra Bank · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the Kotak Cashback Plus Credit Card offer?
Kotak Cashback Plus Credit Card offers Enjoy Zero Joining Fee for limited time period.
- Enjoy Zero Joining Fee for limited time period
- Earn 5% Cashback on online grocery, food delivery, and entertainment platforms
- Get 3% Cashback on fuel spends across all petrol pumps, unlike many cards that exclude fuel rewards
- Enjoy unlimited 0.5% cashback on all other eligible transactions
- Enjoy 1% waiver on fuel transactions (Rs 500 - Rs 4,000), capped at Rs 3,500 annually
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeNil
Annual FeeRs 750 + GST. The Annual Fee is waived if you spend Rs 2,00,000 or more in the previous year
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Salaried IncomeRs 25,000 per month
- Self EmployedITR > Rs 3 Lakhs per annum
- Credit Score700+
- New to CreditNot Allowed
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or Salary slips
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
