The essentials at a glance
- Annual fee
- Lifetime free
- Best known for
- Enjoy a lifetime-free credit card with no renewal fees
- Issuer & network
- RoarBank · RuPay
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the RoarBank RuPay Credit Card offer?
RoarBank RuPay Credit Card offers Enjoy a lifetime-free credit card with no renewal fees.
- Enjoy a lifetime-free credit card with no renewal fees
- Earn up to 20% Cashback on 2 selected categories every month (categories can be changed monthly)
- Unique 2-in-1 setup that combines the benefit of a Savings Account, a credit card, and UPI payment
- Instant approval with a virtual card, up to Rs 3 lakh limit, and up to 62 days interest-free credit
- Up to 7% Interest p.a. on Savings account
- Cashback is credited directly and can be used to pay your bill
- Transfer money instantly to nearby friends with just a shake of your phone
- Convert purchases into easy EMIs directly via the app
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeNil
Annual FeeNil
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Salaried IncomeRs 25,000 per month
- Self EmployedITR > Rs 3 Lakhs per annum
- Credit Score700+
- New to CreditNot Allowed
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or Salary slips
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked Mobile number to fill the Application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
