The essentials at a glance
- Annual fee
- Annual Fees: Rs 499 + GST, from second year onwards
- Best known for
- 13 RP/Rs 100 on BPCL fuel spends (~3.25% back) + 1% fuel surcharge waiver → total ~4.25% savings
- Issuer & network
- SBI Card · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the SBI BPCL Credit Card offer?
SBI BPCL Credit Card offers 13 RP/Rs 100 on BPCL fuel spends (~3.25% back) + 1% fuel surcharge waiver → total ~4.25% savings.
- 13 RP/Rs 100 on BPCL fuel spends (~3.25% back) + 1% fuel surcharge waiver → total ~4.25% savings
- 5 RP/Rs 100 on Dining, Groceries, Movies, Departmental Stores (~1.25% back)
- 1 RP/Rs 100 on other retail spends (~0.25% back)
- Welcome Gift: 2,000 Reward Points on joining (~Rs 500 value)
- Fuel Surcharge Waiver: 1% waiver on transactions ≤ Rs 4,000, capped at Rs 100/month
- Caps: Max 1,300 bonus RP per billing cycle in fuel category
- Reward Redemption: Redeem instantly at BPCL outlets → points convert directly into free fuel
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeesRs 499 + GST, Welcome benefit worth Rs 500 covers the joining fee
Annual FeesRs 499 + GST, from second year onwards
Fee waiverThe Renewal fee is waived if annual spends is Rs 50,000 or more in the previous year
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Minimum IncomeRs 30,000 per month
- 650+ with no delayed payments in the past 12 months
- New-to-CreditAllowed only for Salaried applicants
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
