The essentials at a glance
- Annual fee
- Rs 4999 + GST, from second year onwards
- Best known for
- Premium Lifestyle: Free lounges, free movies, concierge, low forex - all in one card
- Issuer & network
- SBI Card · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the SBI ELITE Credit Card offer?
SBI ELITE Credit Card offers Premium Lifestyle: Free lounges, free movies, concierge, low forex - all in one card.
- Premium Lifestyle: Free lounges, free movies, concierge, low forex - all in one card
- 8 complimentary domestic lounge visits/year (2/quarter)
- 6 complimentary international lounge visits/year + Priority Pass membership (first 2 years)
- Lowest Foreign Currency Mark-up charge at 1.99% on International usage
- 2 free BookMyShow movie tickets every month (~ Rs 6,000 annual value)
- Bonus Rewards: Up to 50,000 RP annually on milestone spends worth Rs 12,500
- Welcome Gift: Rs 5,000 e-voucher
- Concierge + premium customer support
- Fuel Surcharge Waiver: 1% on Rs 500-Rs 4,000, capped at Rs 250/month
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeRs 4999 + GST, covers with a Welcome benefit worth Rs 5,000
Annual FeeRs 4999 + GST, from second year onwards
Fee waiverThe Renewal fee is waived if your annual spends is Rs 10,00,000 or more in the previous year
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Minimum IncomeRs 60,000/monthly (Salaried) & Rs 7,20,000/annually (Self-Employed)
- Credit Score750+ with no delayed payments in the past 12 months
- New-to-CreditNot Allowed
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
