The essentials at a glance
- Annual fee
- Rs 1499 + GST, the Welcome Benefit covers this cost
- Best known for
- 2 Travel Credits per Rs 200 on travel spends (=1% value when converted to airline/hotel miles) – saves ~ Rs 6,000/yr on Rs 6L travel spend
- Issuer & network
- SBI Card · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the SBI Miles Credit Card offer?
SBI Miles Credit Card offers 2 Travel Credits per Rs 200 on travel spends (=1% value when converted to airline/hotel miles) – saves ~ Rs 6,000/yr on Rs 6L travel spend.
- 2 Travel Credits per Rs 200 on travel spends (=1% value when converted to airline/hotel miles) – saves ~ Rs 6,000/yr on Rs 6L travel spend
- 1 Travel Credit per Rs 200 on other spends (=0.5% value) – saves ~ Rs 3,000/yr on Rs 6L non-travel spend
- Best Use Case: Convert credits to airline/hotel points at Rs 1 per credit to unlock full value
- Welcome Gift: 1,500 Travel Credits on Rs 30,000 spend in 60 days (~ Rs 1,500 upfront value)
- Milestone Reward: 5,000 bonus Travel Credits on Rs 5 lakh annual spend (~ Rs 5,000 extra value)
- Domestic Lounge Access: 4 complimentary visits every year (max 2 per quarter) + 1 extra visit per Rs 1 lakh annual spend
- Priority Pass: Free membership for first 2 years – access 1,000+ global lounges, but each visit is chargeable
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Annual FeeRs 1499 + GST, the Welcome Benefit covers this cost
Renewal FeeRs 1499 + GST, from second year onwards
Fee waiverThe Renewal fee is waived if your annual spends is Rs 6,00,000 or more in the previous year
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Minimum IncomeRs 60,000/monthly (Salaried) & Rs 7,20,000 lakhs/annually (Self-Employed)
- Credit Score750+ with no delayed payments in the past 12 months
- New-to-CreditNot Allowed
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
