The essentials at a glance
- Annual fee
- Rs 499 + GST, from second year onwards
- Best known for
- Entry-Level Card: Simple rewards structure, low fee, ideal for beginners
- Issuer & network
- SBI Card · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the SBI SimplySAVE Credit Card offer?
SBI SimplySAVE Credit Card offers Entry-Level Card: Simple rewards structure, low fee, ideal for beginners.
- Entry-Level Card: Simple rewards structure, low fee, ideal for beginners
- 10 RP per Rs 150 (up to 5,000 RPs/month) on Dining, Movies, Groceries, Departmental Stores (~1.67% back)
- 1 RP per Rs 150 on all other spends (~0.25% back as 4 RPs = Rs 1)
- Welcome Benefit: 2,000 Reward Points on spends of Rs 2,000 in 60 days (~Rs 500 value)
- Fuel Surcharge Waiver: 1% waiver on Rs 500-Rs 3,000 transactions (max Rs 100/month)
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeRs 499 + GST, covered with a Rs 3,000 Welcome benefit worth Rs 500
Annual FeeRs 499 + GST, from second year onwards
Fee waiverThe Renewal fee is waived if your annual spends is Rs 1,00,000 or more in the previous year
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Minimum IncomeRs 30,000
- Credit Score650+ with no delayed payments in the past 12 months
- New-to-CreditAllowed only for salaried applicants
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
No additional consumer terms were available in the stored offer details.
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.
