Scapia Credit Card.

What does the Scapia Credit Card offer?

Scapia Credit Card offers No Joining or Annual Fees.

• No Joining or Annual Fees
• Enjoy International Transactions without any additional foreign currency markup fees
• Unlock unlimited domestic lounge, complimentary dining, shopping or spa by spending Rs 20,000 on the card every month
• Earn 20 Scapia Coins per Rs 100 on travel bookings (flights & hotels) via the Scapia app. Earn 10 Scapia Coins per Rs 100 on most online & offline spends
• Scapia Coins can be redeemed on Scapia App for any travel (Flight/Stays/Train/Bus) bookings for 100% of the booking value (5 Scapia Coins = Re 1)

What are the fees and charges?

The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.

Who may be eligible for this card?

Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.

• Age23 to 40 years
• EmploymentBoth salaried and self-employed individuals
• Salaried IncomeRs 30,000/Monthly
• Self EmployedRs 4,00,000/Annually
• Credit Score730+
• New to CreditNot Allowed

Which documents may be required?

Document requirements can vary after the issuer checks your employment, address and application profile.

• ID ProofPAN Card/Form 60
• Address ProofAadhaar, Passport, or utility bills
• Income ProofBank statements or Salary slips
• PhotographRecent passport-sized photo

What should you check before applying?

Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.

• Please use Aadhaar linked mobile number to fill the application
• The Scapia co-branded credit card is issued by both Bank of Baroda and Axis Bank. All card issuance is subject to the respective bank’s policies and approvals