The essentials at a glance
- Annual fee
- Starting Rs 500 + GST
- Best known for
- Hospitality Benefits : Complimentary access to Airport Lounges at Domestic and International airports
- Issuer & network
- HDFC Bank · Credit Card
- Eligibility snapshot
- Age: 21 to 65 years
Verify live fees, reward caps and eligibility with the issuer before applying.
What does the HDFC Bank Credit Card offer?
HDFC Bank Credit Card offers Hospitality Benefits : Complimentary access to Airport Lounges at Domestic and International airports.
- Hospitality Benefits : Complimentary access to Airport Lounges at Domestic and International airports
- Smart EMI : Convert credit card spends of Rs 2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures
- Insurance Benefits : Complimentary air accidental cover and emergency overseas hospitalization cover worth several lakhs
- Milestone Benefits : Get vouchers on meeting minimum monthly spending criteria
What are the fees and charges?
The currently listed fee information is shown below. Fee waivers and taxes may depend on spending or issuer conditions.
Joining FeeStarting Rs 500 + GST
Annual FeeStarting Rs 500 + GST
Who may be eligible for this card?
Eligibility is determined by the issuer and approval is not guaranteed. These are the available eligibility indicators for this offer.
- Age21 to 65 years
- EmploymentBoth salaried and self-employed individuals
- Salaried IncomeRs 20000/monthly
- Self EmployedITR > Rs 6 Lakhs/annum
- Credit Score700+
- New-to-CreditAllowed for salaried & self-employed both
Which documents may be required?
Document requirements can vary after the issuer checks your employment, address and application profile.
- ID ProofPAN Card/Form 60
- Address ProofAadhaar, Passport, or utility bills
- Income ProofBank statements or salary slips
- PhotographRecent passport-sized photo
What should you check before applying?
Confirm the live issuer terms, especially reward exclusions, monthly or quarterly caps, milestone spending and fee-waiver requirements.
- Please use Aadhaar linked mobile number to fill the application
This page summarizes available offer information for easier comparison. It is not financial advice or an approval guarantee. Product terms can change, so verify the final details shown by the issuer during application.


